:root {
  --green: #0a9b45;
  --green-dark: #078a3c;
  --charcoal: #3b3b3b;
  --white: #ffffff;
  --grey: #f5f7fa;
  --ink: #1f2933;
  --muted: #6b7785;
  --line: #e5ebf1;
  --shadow: 0 18px 40px rgba(59, 59, 59, 0.12);
  --radius: 20px;
  --max: 1200px;
  --grad: linear-gradient(135deg, #0a9b45 0%, #3b3b3b 100%);
  --font: "Inter", system-ui, sans-serif;
  --display: "Poppins", "Inter", system-ui, sans-serif;
}

*,
*::before,
*::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--white);
  line-height: 1.65;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button, input, textarea { font: inherit; }
.page-bg {
  position: fixed;
  inset: 0;
  z-index: -1;
  background:
    radial-gradient(circle at 10% 10%, rgba(10,155,69,.08), transparent 35%),
    radial-gradient(circle at 90% 20%, rgba(59,59,59,.06), transparent 30%),
    var(--white);
}

.container {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .45rem;
  border: 0;
  border-radius: 14px;
  padding: .85rem 1.35rem;
  font-weight: 700;
  cursor: pointer;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn--primary {
  background: var(--grad);
  color: #fff;
  box-shadow: 0 12px 28px rgba(10,155,69,.3);
}
.btn--primary:hover { filter: brightness(1.05); }
.btn--dark { background: var(--charcoal); color: #fff; }
.btn--white { background: #fff; color: var(--green-dark); width: 100%; margin-top: 1rem; }
.btn--calc {
  width: 100%;
  margin-top: 1rem;
  background: var(--green);
  color: #fff;
  box-shadow: 0 12px 28px rgba(10,155,69,.35);
}
.btn--calc:hover { background: var(--green-dark); }
.btn--lg { padding: 1rem 1.5rem; border-radius: 16px; }
.btn--sm { padding: .55rem 1rem; font-size: .9rem; }

/* Header */
.header {
  position: sticky;
  top: 0;
  z-index: 50;
  transition: box-shadow .25s ease, background .25s ease;
  background: rgba(255,255,255,.72);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(229,235,241,.7);
}
.header.is-scrolled {
  background: rgba(255,255,255,.88);
  box-shadow: 0 10px 30px rgba(59,59,59,.1);
}
.header__inner {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 1rem;
  min-height: 78px;
}
.logo { display: flex; align-items: center; gap: .75rem; min-width: 0; }
.logo img { flex: 0 0 auto; border-radius: 50%; box-shadow: 0 8px 18px rgba(10,155,69,.25); }
.logo__text { display: flex; flex-direction: column; line-height: 1.15; }
.logo__text strong {
  font-family: var(--display);
  font-size: .95rem;
  color: var(--green);
  letter-spacing: .02em;
}
.logo__text span { font-size: .68rem; font-weight: 700; color: var(--charcoal); }
.logo__text em {
  margin-top: .12rem;
  font-style: italic;
  font-size: .68rem;
  color: var(--green);
  font-weight: 600;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: nowrap;
  gap: .15rem .75rem;
}
.nav > a,
.nav__drop > a {
  font-size: .84rem;
  font-weight: 600;
  color: var(--muted);
  padding: .35rem 0;
  white-space: nowrap;
}
.nav > a:hover,
.nav > a.is-active,
.nav__drop > a:hover { color: var(--green); }

.nav__drop {
  position: relative;
  display: inline-flex;
  align-items: center;
}
.nav__drop > a i {
  font-style: normal;
  font-size: .7rem;
  margin-left: .15rem;
}
.nav__menu {
  display: none;
  position: absolute;
  top: calc(100% + .55rem);
  left: 50%;
  transform: translateX(-50%);
  min-width: 200px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 14px;
  box-shadow: var(--shadow);
  padding: .45rem;
  z-index: 60;
}
.nav__menu a {
  display: block;
  padding: .6rem .75rem;
  border-radius: 10px;
  font-size: .86rem;
  font-weight: 600;
  color: var(--ink);
  white-space: nowrap;
}
.nav__menu a:hover {
  background: rgba(10,155,69,.1);
  color: var(--green);
}
.nav__drop:hover .nav__menu,
.nav__drop:focus-within .nav__menu {
  display: grid;
}

.nav-toggle {
  display: none;
  width: 42px; height: 42px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: rgba(255,255,255,.9);
  padding: 10px;
  flex-direction: column;
  justify-content: space-between;
}
.nav-toggle span { display: block; height: 2px; background: var(--charcoal); border-radius: 2px; }

/* Hero */
.hero {
  position: relative;
  padding: 3.5rem 0 4.2rem;
  overflow: hidden;
  background:
    linear-gradient(120deg, rgba(255,255,255,.94) 0%, rgba(245,247,250,.9) 48%, rgba(255,255,255,.7) 100%);
}
.hero__shapes .blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(40px);
  opacity: .45;
  animation: floatY 8s ease-in-out infinite;
}
.blob--1 { width: 280px; height: 280px; background: #0a9b45; top: 8%; left: -60px; }
.blob--2 { width: 220px; height: 220px; background: #3b3b3b; right: -40px; bottom: 10%; animation-delay: -2s; }
.blob--3 { width: 160px; height: 160px; background: #7ed9a2; top: 40%; right: 30%; animation-delay: -4s; }

.hero__grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 2rem;
  align-items: center;
  position: relative;
}
.logo--hero {
  margin-bottom: 1rem;
  gap: .7rem;
}
.logo--hero span {
  font-size: .8rem;
  font-weight: 700;
  color: var(--charcoal);
  background: rgba(10,155,69,.1);
  border: 1px solid rgba(10,155,69,.18);
  padding: .45rem .8rem;
  border-radius: 999px;
}
.hero__copy h1 {
  margin: 0 0 1rem;
  font-family: var(--display);
  font-weight: 800;
  font-size: clamp(2rem, 4.2vw, 3.4rem);
  line-height: 1.12;
  letter-spacing: -.03em;
  background: var(--grad);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  max-width: 16ch;
}
.hero__sub {
  margin: 0 0 1.5rem;
  color: var(--muted);
  font-size: 1.05rem;
  max-width: 46ch;
}
.hero__actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-bottom: 1.4rem; }
.trust-badges {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .7rem 1rem;
}
.trust-badges li {
  display: flex;
  align-items: center;
  gap: .45rem;
  font-size: .9rem;
  font-weight: 650;
  color: var(--charcoal);
}
.check {
  width: 22px; height: 22px;
  border-radius: 999px;
  display: inline-grid;
  place-items: center;
  background: rgba(10,155,69,.12);
  color: var(--green);
  font-size: .72rem;
}

.hero__visual {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: .9rem;
  align-items: center;
}
.hero__frame { position: relative; }
.hero__photo { position: relative; }
.hero__shade {
  position: absolute;
  inset: auto 0 0 0;
  height: 45%;
  border-radius: 0 0 28px 28px;
  background: linear-gradient(180deg, transparent, rgba(15, 30, 20, .35));
  pointer-events: none;
}
.hero__photo > img {
  width: 100%;
  height: min(560px, 68vh);
  object-fit: cover;
  border-radius: 28px;
  box-shadow: var(--shadow);
  transform: translateY(0);
  transition: transform .6s ease;
}
.hero:hover .hero__photo > img { transform: translateY(-6px); }

.glass-card {
  position: absolute;
  background: rgba(255,255,255,.82);
  backdrop-filter: blur(14px);
  border: 1px solid rgba(255,255,255,.7);
  border-radius: 18px;
  box-shadow: var(--shadow);
  padding: .95rem 1rem;
}
.glass-card--loan {
  left: 1rem;
  bottom: 1.2rem;
  min-width: 170px;
  display: grid;
  gap: .55rem;
}
.glass-card--loan strong {
  font-family: var(--display);
  font-size: 1.35rem;
  color: var(--charcoal);
}
.glass-card--mini {
  top: 1.2rem;
  right: 1rem;
  display: grid;
  gap: .15rem;
}
.glass-card--mini b { font-size: .9rem; }
.glass-card--mini span { font-size: .75rem; color: var(--muted); }
.pill {
  display: inline-flex;
  align-items: center;
  gap: .35rem;
  width: fit-content;
  padding: .25rem .55rem;
  border-radius: 999px;
  font-size: .72rem;
  font-weight: 700;
  background: rgba(10,155,69,.14);
  color: var(--green);
}
.pill__ok {
  display: inline-grid;
  place-items: center;
  width: 16px;
  height: 16px;
  border-radius: 999px;
  background: #fff;
  color: var(--green);
  font-size: .65rem;
}
.pill--success { background: rgba(10,155,69,.14); color: var(--green); }
.float-a { animation: floatY 4.8s ease-in-out infinite; }
.float-b { animation: floatY 5.6s ease-in-out infinite reverse; }

.dash-rail {
  display: grid;
  gap: .75rem;
}
.dash-card {
  background: rgba(255,255,255,.9);
  backdrop-filter: blur(10px);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: .85rem .9rem;
  box-shadow: var(--shadow);
  border-left: 4px solid var(--green);
}
.dash-card span {
  display: block;
  font-size: .74rem;
  color: var(--muted);
  font-weight: 600;
}
.dash-card strong {
  font-family: var(--display);
  font-size: 1.15rem;
  color: var(--green);
}

/* Sections */
.section { padding: 4.6rem 0; }
.section--soft { background: var(--grey); }
.section-head {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 2.4rem;
}
.eyebrow {
  margin: 0 0 .45rem;
  color: var(--green);
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  font-size: .75rem;
}
.section-head h2,
.emi-card h2,
.services-card h2,
.contact-info h2,
.contact-form h2,
.app-copy h2 {
  margin: 0 0 .65rem;
  font-family: var(--display);
  font-weight: 700;
  font-size: clamp(1.6rem, 2.8vw, 2.3rem);
  letter-spacing: -.02em;
  color: var(--charcoal);
}
.section-head p { margin: 0; color: var(--muted); }
.section-head h2 span,
.services-card h2 span,
.why-copy h2 span { color: var(--green); }

.products {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
}
.product-card,
.why-card,
.news-card,
.contact-form {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.35rem;
  box-shadow: 0 8px 24px rgba(59,59,59,.04);
  transition: transform .25s ease, box-shadow .25s ease;
}
.product-card:hover,
.why-card:hover,
.news-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
}
.icon-wrap {
  width: 56px; height: 56px;
  border-radius: 16px;
  display: grid;
  place-items: center;
  background: rgba(10,155,69,.1);
  color: var(--green);
  margin-bottom: 1rem;
}
.icon-wrap svg,
.float-icon svg {
  width: 26px;
  height: 26px;
}
.product-card h3, .why-card h3, .news-card h3 {
  margin: 0 0 .45rem;
  font-family: var(--display);
  font-size: 1.08rem;
}
.product-card p, .why-card p, .news-card p {
  margin: 0 0 1rem;
  color: var(--muted);
  font-size: .94rem;
}
.link-cta { color: var(--green); font-weight: 700; }

.why-layout {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 1.5rem;
  align-items: center;
}
.why-copy h2 {
  margin: 0 0 .8rem;
  font-family: var(--display);
  font-size: clamp(1.6rem, 2.8vw, 2.3rem);
  color: var(--charcoal);
}
.why-copy p {
  margin: 0 0 1.2rem;
  color: var(--muted);
  max-width: 42ch;
}
.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}
.float-icon {
  width: 58px; height: 58px;
  border-radius: 18px;
  display: grid;
  place-items: center;
  background: #fff;
  color: var(--green);
  border: 1px solid rgba(10,155,69,.2);
  box-shadow: 0 10px 24px rgba(10,155,69,.12);
  margin-bottom: 1rem;
  animation: floatY 5s ease-in-out infinite;
}

/* Timeline */
.timeline {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 1rem;
  position: relative;
}
.timeline::before {
  content: "";
  position: absolute;
  top: 28px;
  left: 8%;
  right: 8%;
  height: 4px;
  border-radius: 999px;
  background: var(--grad);
  opacity: .35;
}
.timeline li {
  text-align: center;
  position: relative;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.2rem .9rem;
  box-shadow: 0 10px 24px rgba(59,59,59,.05);
}
.timeline__num {
  width: 42px; height: 42px;
  margin: 0 auto .8rem;
  border-radius: 999px;
  display: grid;
  place-items: center;
  background: var(--grad);
  color: #fff;
  font-weight: 800;
  position: relative;
  z-index: 1;
}
.timeline__icon {
  width: 52px;
  height: 52px;
  margin: 0 auto .8rem;
  border-radius: 999px;
  display: grid;
  place-items: center;
  background: rgba(10,155,69,.12);
  color: var(--green);
  position: relative;
  z-index: 1;
}
.timeline__icon svg {
  width: 22px;
  height: 22px;
  fill: currentColor;
}
.timeline strong {
  display: block;
  font-family: var(--display);
  margin-bottom: .3rem;
}
.timeline p { margin: 0; color: var(--muted); font-size: .88rem; }

/* Tools */
.tools-grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 1.2rem;
}
.emi-card {
  background: #fff;
  color: var(--ink);
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 1.7rem;
  box-shadow: 0 22px 44px rgba(10,155,69,.12);
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: 1.15fr .85fr;
  gap: 1.2rem;
  align-items: end;
}
.emi-card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto 0;
  height: 6px;
  background: var(--grad);
}
.emi-card h2 { color: var(--charcoal); }
.emi-card__intro { margin: 0 0 .4rem; color: var(--muted); }
.emi-card__left, .emi-card__right { position: relative; z-index: 1; }
.emi-card__right .emi-results { margin-top: 0; grid-template-columns: 1fr; }
.slider { display: grid; gap: .4rem; margin: 1rem 0; }
.slider__top {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  font-size: .92rem;
  color: var(--charcoal);
}
.slider__top b { color: var(--green); }
.slider input[type="range"] { width: 100%; accent-color: var(--green); }
.emi-results {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: .7rem;
  margin-top: 1rem;
}
.emi-results div {
  background: rgba(10,155,69,.08);
  border: 1px solid rgba(10,155,69,.12);
  border-radius: 14px;
  padding: .8rem;
}
.emi-results span { display: block; font-size: .75rem; color: var(--muted); }
.emi-results strong {
  display: block;
  margin-top: .25rem;
  font-family: var(--display);
  font-size: 1rem;
  color: var(--green);
}

.services-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 1.7rem;
}
.services-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .75rem;
  margin: 1.1rem 0 1rem;
}
.services-grid div {
  display: flex;
  align-items: center;
  gap: .65rem;
  padding: .95rem 1rem;
  border-radius: 14px;
  background: rgba(10,155,69,.08);
  border: 1px solid rgba(10,155,69,.12);
  font-weight: 650;
  font-size: .92rem;
}
.services-grid svg,
.icon-wrap svg,
.float-icon svg {
  width: 20px;
  height: 20px;
  fill: currentColor;
  color: var(--green);
  flex: 0 0 auto;
}
.icon-wrap svg,
.float-icon svg {
  width: 24px;
  height: 24px;
}
.services-grid__wide { grid-column: 1 / -1; }

/* Stats */
.stats {
  background: var(--grad);
  color: #fff;
  padding: 2.8rem 0;
}
.stats__row {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
  text-align: center;
}
.stats__row strong {
  display: block;
  font-family: var(--display);
  font-size: clamp(1.5rem, 2.6vw, 2.1rem);
  margin-bottom: .25rem;
}
.stats__row span { opacity: .9; font-weight: 600; }

/* Testimonials */
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}
.testimonial {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.6rem;
  box-shadow: 0 8px 24px rgba(59,59,59,.05);
  text-align: center;
  transition: transform .25s ease, box-shadow .25s ease;
}
.testimonial:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
}
.testimonial img {
  width: 72px; height: 72px;
  border-radius: 999px;
  object-fit: cover;
  margin: 0 auto .8rem;
}
.stars { color: #f0b429; letter-spacing: .08em; margin-bottom: .55rem; }
.testimonial p { color: var(--muted); }
.testimonial strong { display: block; font-family: var(--display); }
.testimonial span { color: var(--green); font-weight: 700; font-size: .9rem; }
.carousel__controls {
  display: flex;
  justify-content: center;
  gap: .6rem;
  margin-top: 1rem;
}
.carousel__controls button {
  width: 42px; height: 42px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: #fff;
  font-size: 1.3rem;
  cursor: pointer;
}
.carousel__controls button:hover { background: var(--green); color: #fff; border-color: var(--green); }

/* Partners marquee */
.marquee {
  overflow: hidden;
  mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}
.marquee__track {
  display: flex;
  gap: .8rem;
  width: max-content;
  animation: marquee 28s linear infinite;
}
.marquee__track span {
  min-width: 140px;
  text-align: center;
  padding: 1rem 1.2rem;
  border-radius: 14px;
  background: #fff;
  border: 1px solid var(--line);
  font-weight: 750;
  color: var(--muted);
}

/* News */
.news-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}
.news-card__media {
  height: 120px;
  border-radius: 14px;
  display: grid;
  place-items: center;
  color: #fff;
  font-weight: 700;
  margin-bottom: 1rem;
}
.news-card__media.tip { background: linear-gradient(135deg, #0a9b45, #3b3b3b); }
.news-card__media.update { background: linear-gradient(135deg, #128a55, #2f2f2f); }
.news-card__media.scheme { background: linear-gradient(135deg, #0d7a3c, #4a4a4a); }
.news-card a { color: var(--green); font-weight: 700; }

/* App */
.app-section {
  background: linear-gradient(135deg, #1f1f1f 0%, #2c2c2c 45%, #0a9b45 140%);
  color: #fff;
  padding: 4.2rem 0;
}
.app-grid {
  display: grid;
  grid-template-columns: .85fr 1.15fr;
  gap: 2rem;
  align-items: center;
}
.phone {
  width: min(260px, 100%);
  margin-inline: auto;
  border-radius: 36px;
  padding: .7rem;
  background: #0d0d0d;
  box-shadow: 0 28px 50px rgba(0,0,0,.35);
}
.phone__screen {
  background: linear-gradient(180deg, #eef9f2, #fff);
  color: var(--ink);
  border-radius: 28px;
  padding: 1.5rem 1rem 2rem;
  text-align: center;
  min-height: 420px;
}
.phone__screen img { margin: .4rem auto .8rem; }
.fake-field, .fake-btn {
  border-radius: 12px;
  padding: .8rem;
  margin-top: .7rem;
  font-size: .88rem;
}
.fake-field { background: #f1f4f7; color: #8a94a0; text-align: left; }
.fake-btn { background: var(--grad); color: #fff; font-weight: 700; }
.app-copy h2 { color: #fff; }
.app-copy p { color: rgba(255,255,255,.82); }
.app-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  align-items: center;
  margin-top: 1.4rem;
}
.qr {
  width: 120px;
  background: #fff;
  color: var(--ink);
  border-radius: 14px;
  padding: .7rem;
  text-align: center;
}
.qr__code {
  height: 84px;
  border-radius: 8px;
  background:
    repeating-linear-gradient(0deg, #111 0 4px, transparent 4px 8px),
    repeating-linear-gradient(90deg, #111 0 4px, transparent 4px 8px);
  margin-bottom: .35rem;
}
.qr span { font-size: .72rem; font-weight: 700; }
.store-btns { display: grid; gap: .6rem; }
.store {
  min-width: 160px;
  text-align: center;
  padding: .85rem 1.1rem;
  border-radius: 12px;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.18);
  font-weight: 700;
}

/* Contact */
.contact-grid {
  display: grid;
  grid-template-columns: .9fr 1fr 1fr;
  gap: 1.1rem;
}
.contact-info ul {
  list-style: none;
  margin: 1rem 0 0;
  padding: 0;
  display: grid;
  gap: .9rem;
}
.contact-info li { display: grid; gap: .15rem; }
.contact-info b { color: var(--green); }
.map {
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--line);
  min-height: 340px;
  box-shadow: var(--shadow);
}
.map iframe { width: 100%; height: 100%; min-height: 340px; border: 0; }
.contact-form { display: grid; gap: .7rem; box-shadow: var(--shadow); }
.contact-form label { display: grid; gap: .3rem; }
.contact-form span { font-size: .84rem; font-weight: 700; }
.contact-form input,
.contact-form textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: .8rem .9rem;
  background: #fff;
}
.contact-form input:focus,
.contact-form textarea:focus {
  outline: 2px solid rgba(10,155,69,.22);
  border-color: var(--green);
}
.form-note { margin: 0; color: var(--green); font-weight: 700; }

/* Footer */
.footer {
  background: #2a2a2a;
  color: rgba(255,255,255,.86);
  padding-top: 3rem;
}
.footer__grid {
  display: grid;
  grid-template-columns: 1.5fr repeat(3, .85fr);
  gap: 1.4rem;
  padding-bottom: 2rem;
}
.logo--footer .logo__text strong,
.logo--footer .logo__text span { color: #fff; }
.footer__grid h3 { margin: 0 0 .8rem; color: #fff; font-size: 1rem; }
.footer__grid a, .footer__grid p {
  display: block;
  margin-bottom: .45rem;
  color: rgba(255,255,255,.7);
  font-size: .92rem;
}
.footer__grid a:hover { color: #8fe0ae; }
.socials { display: flex; gap: .5rem; margin-top: .9rem; }
.socials a {
  width: 36px; height: 36px;
  border-radius: 999px;
  display: grid;
  place-items: center;
  background: rgba(255,255,255,.08);
  font-size: .72rem;
  font-weight: 800;
  text-transform: uppercase;
}
.footer__bottom {
  border-top: 1px solid rgba(255,255,255,.08);
  padding: 1rem 0 1.3rem;
}
.footer__bottom .container {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: .5rem;
}
.footer__bottom p {
  margin: 0;
  font-size: .82rem;
  color: rgba(255,255,255,.5);
}
.dev-credit a {
  color: #8fe0ae;
  font-weight: 700;
}
.newsletter {
  margin-top: .8rem;
}
.newsletter label {
  display: block;
  margin-bottom: .45rem;
  color: #fff;
  font-weight: 700;
  font-size: .92rem;
}
.newsletter__row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: .45rem;
}
.newsletter input {
  width: 100%;
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 12px;
  padding: .7rem .85rem;
  background: rgba(255,255,255,.08);
  color: #fff;
}
.newsletter input::placeholder { color: rgba(255,255,255,.45); }
.newsletter .btn { padding: .7rem 1rem; }

/* Motion helpers */
.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity .7s ease, transform .7s ease;
}
.reveal.is-visible { opacity: 1; transform: none; }
.delay { transition-delay: .12s; }
/* If JS is slow/disabled, still show content after a moment */
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
}

@keyframes floatY {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}
@keyframes marquee {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

@media (max-width: 1024px) {
  .header__inner { grid-template-columns: auto auto auto; }
  .nav {
    display: none;
    position: absolute;
    top: 78px; left: 0; right: 0;
    background: rgba(255,255,255,.96);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--line);
    padding: 1rem;
    flex-direction: column;
    align-items: stretch;
  }
  .nav.is-open { display: flex; }
  .nav__drop { display: block; width: 100%; }
  .nav__menu {
    position: static;
    transform: none;
    display: none;
    box-shadow: none;
    border: 0;
    padding: .2rem 0 .2rem .8rem;
    min-width: 0;
  }
  .nav__drop:hover .nav__menu,
  .nav__drop:focus-within .nav__menu,
  .nav__drop.is-open .nav__menu { display: grid; }
  .nav-toggle { display: inline-flex; justify-self: end; }
  .header__cta { display: none; }
  .hero__grid, .tools-grid, .app-grid, .contact-grid, .footer__grid, .why-layout, .emi-card { grid-template-columns: 1fr; }
  .products, .why-grid, .news-grid, .stats__row, .timeline, .testimonial-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .timeline::before { display: none; }
  .hero__visual { grid-template-columns: 1fr; }
  .dash-rail { grid-template-columns: repeat(4, minmax(0, 1fr)); }
  .hero__copy h1 { max-width: none; }
  .emi-card__right .emi-results { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}

@media (max-width: 640px) {
  .products, .why-grid, .news-grid, .stats__row, .timeline, .services-grid, .emi-results, .dash-rail, .trust-badges, .testimonial-grid {
    grid-template-columns: 1fr;
  }
  .logo__text span, .logo__text em { display: none; }
  .footer__bottom .container { flex-direction: column; }
  .newsletter__row { grid-template-columns: 1fr; }
}